How much do I need for a down payment in Edmonton?

In Canada the minimum is 5% on the first $500,000 of purchase price, with a higher requirement above that and 20% on most investment properties. Because Greater Edmonton prices remain lower than Vancouver or Toronto, the dollar amount required is often far smaller than buyers expect. We'll walk through your numbers with a mortgage professional before you shop.

Does the buyer pay commission?

In most residential resale transactions in Alberta the seller's brokerage offers compensation to the buyer's brokerage. We explain exactly how representation and compensation work in writing before you view homes, so there are no surprises.

How long does it take to buy a home here?

Once you're pre-approved and clear on your criteria, many buyers find and secure a home within a few weeks. Possession is usually 30 to 60 days after an accepted offer, though it can be negotiated.

Should I look at new construction or resale?

Both work in Greater Edmonton. New construction gives you warranty and choice of finishes but often excludes landscaping, fencing, window coverings and GST. Resale gives you a completed property and an established neighbourhood. We compare true all-in cost, not sticker price.

Buyers

Find the right home in Greater Edmonton — not just an available one

Edmonton, St. Albert, Sherwood Park, Spruce Grove, Beaumont and Leduc each behave like their own market. We help you compare them honestly, then move decisively when the right property appears.

Start your buyer consultation Get the buyer guide

Home search

Search Greater Edmonton listings

Live MLS® search is being connected. In the meantime, tell us what you're looking for and we'll send matching properties — including listings before they hit the portals where possible.

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IDX / MLS® listing search integration

Reserved for the board-approved IDX feed: map search, saved searches, and listing detail pages with lead capture on every property.

Want the shortlist instead?

Most buyers don't need more listings — they need the right five. Send us your criteria and we'll do the filtering.

Send my criteria

How it works

A buying process built to protect your money

Strategy call

We map your must-haves, commute, budget comfort level and timeline before you look at a single listing.

Targeted search

You get a curated shortlist across Greater Edmonton, plus early notice on properties that fit as they come available.

Offer & possession

Comparable-backed offer strategy, condition management, inspection guidance and a clean path to possession day.

Featured communities

Where Greater Edmonton buyers are looking

Start with the community, then the house. Each area page covers lifestyle, housing mix and what buyers should watch for.

Edmonton

Alberta's capital, from the river valley to the new suburbs

Explore

St. Albert

Botanical Arts City on the Sturgeon River

Explore

Sherwood Park

Strathcona County living minutes from downtown

Explore

Spruce Grove

Value and new construction on the west corridor

Explore

Beaumont

French-heritage town character south of the city

Explore

Leduc

Airport, Nisku and steady employment to the south

Explore

Free buyer guide — read it on this site

The Greater Edmonton Buyer's Guide

A practical walkthrough of the buying roadmap, financing and pre-approval, needs versus wants, showings, offers and conditions, inspections, condo documents and possession day. Submit the form and the full guide unlocks immediately on our site — no download, no waiting for an email.

• The full buying roadmap, stage by stage
• What to look at during a showing, and what to ignore
• Offers, conditions and inspection findings explained
• Condominium documents: what to read before you commit

General educational information only — not legal, mortgage, tax or financial advice.

Unlock the guide + your buyer consultation

Two minutes now saves weeks later. The guide opens instantly on our site, and Michael or Sergio will follow up to talk strategy.

First name

Last name

Phone

Target area

Price range

Property type

Financing status

Timeline

Preferred contact

I agree to be contacted by MS Realty Collective of RE/MAX Elite about my real estate enquiry. No obligation, and you can opt out at any time.

Your information is used only to respond to your enquiry.

FAQ

Buying in Greater Edmonton: common questions

Let's talk about your next move

A short, no-pressure conversation with Michael or Sergio. We'll tell you what we would do in your position — whether or not you hire us.

Book a consultation What's my home worth?

Michael Pino780-238-8912
Sergio Maione780-231-7863